Investment Philosophy

Your investment goals are important to us at Blossom Wealth Management. We understand that risk tolerance and time frame vary from one person to the next. We learn about each client so that we may design customized portfolios.

We educate our clients on the investment landscape and demonstrate how diversified holdings blend together to form a cohesive portfolio.


Pursuing a Better Investment Experience:

  • Embrace Market Pricing – The market is an effective, information-processing machine. Millions of participants buy and sell securities in the world markets every day, & the real-time information they bring helps set prices.
  • Don’t Try to Outguess the Market – It is our view that the market’s pricing power works against mutual fund managers who try to outsmart other participants through stock picking or market timing. 
  • Resist Chasing Past Performance – Some investors select mutual funds based on past returns. However, funds that have outperformed in the past do not always persist as winners. Past performance alone can provide little insight into a fund’s ability to outperform in the future.
  • Let Markets Work for You – People expect a positive return on the capital they supply, and, historically, the equity and bond markets have provided growth of wealth that has more than offset inflation. Please note that past performance does not guarantee future results.
  • Consider the Drivers of Returns – Academic research has identified these equity and fixed income dimensions, which point to differences in expected returns. These dimensions are pervasive, persistent, and robust and can be pursued in cost-effective portfolios.
  • Practice Smart Diversification – Diversification can potentially help reduce risks that have no expected return, but diversifying within your home market is not enough. Global diversification can broaden your investment universe.
  • Avoid Market Timing – You never know which market segments will outperform from year to year. By holding a globally diversified portfolio, we believe that investors are better positioned to potentially capture returns.
  • Manage Your Emotions – Many people struggle to separate their emotions from investing. Markets go up and down. Reacting to current market conditions may lead to making poor investment decisions at the worst times.
  • Look beyond the Headlines – Daily market news and commentary can challenge your investment discipline. Some messages can stir anxiety about the future while others may tempt you to chase the latest investment fad. When tested, consider the source and maintain a long-term perspective.
  • Focus On What You Can Control – A financial advisor can create a plan tailored to your personal financial needs while helping you focus on actions that we believe add value. Furtheremore, it is our view that this can potentially lead to a better investment experience.

Contact us for a free, no obligation, 30-minute financial consultation.